A complete rail for cross-border money
A comprehensive range of products and services for businesses and individuals — funds transfer, liquidity, stablecoins, and multi-currency fiat on-/off-ramps.
Six products, one regulated rail
User Interface
Manage deposits, conversions, and transfers through our web application, fully supported across desktop and mobile browsers.
API
Robust REST APIs to streamline your integrations and extend your core platform capabilities.
On-/Off-Ramps
Facilitate multi-currency fiat on- and off-ramps into digital assets across international corridors, with specialised coverage in emerging African markets.
Payout Links
Generate secure payout links to disburse funds to your beneficiaries while we take care of their KYC/KYB.
Xpand
Create dedicated child-accounts, each fully aligned with regulatory profiles to receive client funds.
Virtual IBANs
Corporate clients can leverage our multi-currency virtual IBAN solution to streamline local collecting and disbursing across major currencies including GBP, EUR and USD.
How our partners use us
SureClear
In partnership with Arrel Tech, we launched SureClear — a banking-grade, ISO-compliant platform offering multi-factor authentication and layered security architecture.
Automated Trading
In partnership with Idatco, Xago provides customised trading strategies to automate currency conversions and treasury management.
See Xago in action
How our products power cross-border payments, on-/off-ramps, and business flows.
Xago on-/off-ramps
Expanding Into Africa
Exchange Control Regulations
Built for every client segment
Individuals
Send and receive money across borders with no monthly or setup fees.
Businesses
Manage client funds with Xpand sub-accounts and beneficiaries, all rolling up to a single main account.
Banks
Institutional-grade platform with liquidity and multi-currency fiat on-/off-ramps on regulated on-ledger rails.
Technology & scalability
Our platform leverages cutting-edge technology to ensure fast, secure and scalable transactions.
XRP Ledger
On-chain settlement
MongoDB
Scalable data layer
AWS
Secure cloud infrastructure